Call reports 2024
CENTRAL SAVINGS BANK — 2024
What CENTRAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 450,961,000 | 452,459,000 | 471,372,000 | 456,753,000 |
| Total loans | 222,661,000 | 227,341,000 | 254,363,000 | 256,752,000 |
| Allowance for loan losses | 3,117,000 | 2,997,000 | 3,052,000 | 3,229,000 |
| Securities available for sale | 130,824,000 | 119,391,000 | 123,355,000 | 116,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,135,000 | 420,554,000 | 434,971,000 | 422,287,000 |
| Interest-bearing deposits | 298,299,000 | 296,713,000 | 303,286,000 | 287,008,000 |
| Noninterest-bearing deposits | 122,836,000 | 123,841,000 | 131,685,000 | 135,279,000 |
| Equity capital | 26,733,000 | 28,636,000 | 32,412,000 | 31,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,196,000 | 11,009,000 | 17,069,000 | 23,275,000 |
| Interest expense | 1,342,000 | 2,894,000 | 4,360,000 | 5,796,000 |
| Net interest income | 3,854,000 | 8,115,000 | 12,709,000 | 17,479,000 |
| Noninterest income | 997,000 | 1,737,000 | 2,630,000 | 3,787,000 |
| Noninterest expense | 2,412,000 | 4,843,000 | 7,446,000 | 10,211,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 124,000 |
| Pretax income | 2,155,000 | 4,046,000 | 6,075,000 | 8,783,000 |
| Income tax | 421,000 | 862,000 | 1,329,000 | 1,740,000 |
| Net income | 1,734,000 | 3,184,000 | 4,746,000 | 7,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,602,000 | 39,498,000 | 39,990,000 | 40,609,000 |
| Total capital | 41,719,000 | 42,495,000 | 43,128,000 | 43,877,000 |
| Risk-weighted assets | 254,655,000 | 269,789,000 | 270,868,000 | 284,662,000 |