Call reports 2023
CENTRAL SAVINGS BANK — 2023
What CENTRAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 410,033,000 | 403,837,000 | 432,756,000 | 430,381,000 |
| Total loans | 215,228,000 | 215,747,000 | 219,341,000 | 221,740,000 |
| Allowance for loan losses | 3,288,000 | 3,264,000 | 3,178,000 | 3,177,000 |
| Securities available for sale | 151,527,000 | 140,358,000 | 136,812,000 | 134,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,589,000 | 378,708,000 | 407,455,000 | 402,792,000 |
| Interest-bearing deposits | 258,332,000 | 256,249,000 | 283,670,000 | 289,539,000 |
| Noninterest-bearing deposits | 120,257,000 | 122,459,000 | 123,785,000 | 113,253,000 |
| Equity capital | 23,682,000 | 22,527,000 | 22,665,000 | 24,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,183,000 | 8,425,000 | 13,022,000 | 18,150,000 |
| Interest expense | 793,000 | 1,686,000 | 2,688,000 | 3,792,000 |
| Net interest income | 3,390,000 | 6,739,000 | 10,334,000 | 14,358,000 |
| Noninterest income | 683,000 | 1,269,000 | 1,804,000 | 2,295,000 |
| Noninterest expense | 2,285,000 | 4,680,000 | 7,138,000 | 9,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,715,000 | 3,221,000 | 4,973,000 | 5,995,000 |
| Income tax | 339,000 | 670,000 | 1,004,000 | 1,120,000 |
| Net income | 1,376,000 | 2,551,000 | 3,969,000 | 4,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,679,000 | 37,440,000 | 38,646,000 | 36,174,000 |
| Total capital | 39,738,000 | 40,511,000 | 41,802,000 | 39,303,000 |
| Risk-weighted assets | 244,491,000 | 245,506,000 | 252,448,000 | 250,306,000 |