Call reports 2022
CENTRAL SAVINGS BANK — 2022
What CENTRAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 402,767,000 | 406,637,000 | 422,114,000 | 410,474,000 |
| Total loans | 188,061,000 | 199,326,000 | 209,057,000 | 218,493,000 |
| Allowance for loan losses | 4,289,000 | 4,290,000 | 4,431,000 | 4,312,000 |
| Securities available for sale | 168,430,000 | 161,036,000 | 162,384,000 | 151,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,897,000 | 377,520,000 | 399,558,000 | 389,124,000 |
| Interest-bearing deposits | 232,418,000 | 230,764,000 | 243,692,000 | 247,413,000 |
| Noninterest-bearing deposits | 137,479,000 | 146,756,000 | 155,866,000 | 141,711,000 |
| Equity capital | 25,009,000 | 21,057,000 | 19,844,000 | 18,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,195,000 | 6,367,000 | 9,932,000 | 13,938,000 |
| Interest expense | 168,000 | 345,000 | 593,000 | 1,024,000 |
| Net interest income | 3,027,000 | 6,022,000 | 9,339,000 | 12,914,000 |
| Noninterest income | 785,000 | 1,454,000 | 2,294,000 | 2,912,000 |
| Noninterest expense | 1,987,000 | 4,072,000 | 6,195,000 | 8,311,000 |
| Provision for loan losses | 0 | 0 | 136,000 | 136,000 |
| Pretax income | 1,641,000 | 3,094,000 | 5,034,000 | 6,448,000 |
| Income tax | 331,000 | 643,000 | 1,043,000 | 1,182,000 |
| Net income | 1,310,000 | 2,451,000 | 3,991,000 | 5,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,358,000 | 34,081,000 | 35,623,000 | 34,287,000 |
| Total capital | 36,109,000 | 36,953,000 | 38,619,000 | 37,381,000 |
| Risk-weighted assets | 218,581,000 | 228,373,000 | 238,206,000 | 246,301,000 |