Call reports 2021
CENTRAL SAVINGS BANK — 2021
What CENTRAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 355,732,000 | 374,098,000 | 405,249,000 | 401,733,000 |
| Total loans | 194,356,000 | 199,144,000 | 193,483,000 | 190,846,000 |
| Allowance for loan losses | 3,474,000 | 3,792,000 | 4,080,000 | 4,277,000 |
| Securities available for sale | 120,358,000 | 126,037,000 | 152,021,000 | 164,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,032,000 | 338,152,000 | 368,231,000 | 368,623,000 |
| Interest-bearing deposits | 200,156,000 | 201,352,000 | 226,999,000 | 226,989,000 |
| Noninterest-bearing deposits | 120,876,000 | 136,800,000 | 141,232,000 | 141,634,000 |
| Equity capital | 32,052,000 | 33,154,000 | 34,407,000 | 30,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 5,906,000 | 9,167,000 | 12,382,000 |
| Interest expense | 214,000 | 412,000 | 612,000 | 790,000 |
| Net interest income | 2,744,000 | 5,494,000 | 8,555,000 | 11,592,000 |
| Noninterest income | 799,000 | 1,683,000 | 2,571,000 | 3,160,000 |
| Noninterest expense | 2,092,000 | 4,100,000 | 6,119,000 | 8,223,000 |
| Provision for loan losses | 155,000 | 463,000 | 747,000 | 929,000 |
| Pretax income | 1,250,000 | 2,603,000 | 4,262,000 | 5,609,000 |
| Income tax | 252,000 | 550,000 | 889,000 | 862,000 |
| Net income | 998,000 | 2,053,000 | 3,373,000 | 4,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,432,000 | 33,167,000 | 34,487,000 | 32,048,000 |
| Total capital | — | — | 37,069,000 | 34,712,000 |
| Risk-weighted assets | — | — | 205,069,000 | 211,458,000 |