Call reports 2018
CENTRAL SAVINGS BANK — 2018
What CENTRAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,013,000 | 252,010,000 | 256,580,000 | 250,470,000 |
| Total loans | 151,121,000 | 151,977,000 | 154,196,000 | 152,625,000 |
| Allowance for loan losses | 1,937,000 | 2,031,000 | 2,143,000 | 2,077,000 |
| Securities available for sale | 73,706,000 | 67,721,000 | 67,074,000 | 65,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,066,000 | 215,274,000 | 222,333,000 | 215,913,000 |
| Interest-bearing deposits | 161,800,000 | 153,323,000 | 158,571,000 | 157,568,000 |
| Noninterest-bearing deposits | 54,266,000 | 61,951,000 | 63,762,000 | 58,345,000 |
| Equity capital | 31,041,000 | 31,410,000 | 32,091,000 | 32,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,812,000 | 7,562,000 | 9,954,000 |
| Interest expense | 262,000 | 531,000 | 809,000 | 1,103,000 |
| Net interest income | 2,090,000 | 4,281,000 | 6,753,000 | 8,851,000 |
| Noninterest income | 658,000 | 1,162,000 | 1,718,000 | 2,198,000 |
| Noninterest expense | 1,757,000 | 3,546,000 | 5,405,000 | 6,912,000 |
| Provision for loan losses | 128,000 | 208,000 | 288,000 | 334,000 |
| Pretax income | 863,000 | 1,689,000 | 2,778,000 | 3,807,000 |
| Income tax | 185,000 | 342,000 | 551,000 | 617,000 |
| Net income | 678,000 | 1,347,000 | 2,227,000 | 3,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,092,000 | 32,675,000 | 33,537,000 | 32,969,000 |
| Total capital | 34,029,000 | 34,608,000 | 35,565,000 | 34,652,000 |
| Risk-weighted assets | 171,678,000 | 170,570,000 | 171,302,000 | 168,345,000 |