Call reports 2017
CENTRAL SAVINGS BANK — 2017
What CENTRAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 252,565,000 | 250,545,000 | 265,915,000 | 253,985,000 |
| Total loans | 140,750,000 | 142,676,000 | 144,511,000 | 148,285,000 |
| Allowance for loan losses | 1,722,000 | 1,782,000 | 1,882,000 | 1,797,000 |
| Securities available for sale | 82,953,000 | 77,523,000 | 76,216,000 | 72,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,230,000 | 216,324,000 | 231,445,000 | 221,391,000 |
| Interest-bearing deposits | 164,294,000 | 155,868,000 | 169,603,000 | 160,311,000 |
| Noninterest-bearing deposits | 54,936,000 | 60,456,000 | 61,842,000 | 61,080,000 |
| Equity capital | 31,109,000 | 31,884,000 | 32,429,000 | 30,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,605,000 | 7,001,000 | 9,454,000 |
| Interest expense | 251,000 | 498,000 | 756,000 | 1,014,000 |
| Net interest income | 1,983,000 | 4,107,000 | 6,245,000 | 8,440,000 |
| Noninterest income | 629,000 | 1,138,000 | 1,491,000 | 1,648,000 |
| Noninterest expense | 1,687,000 | 3,483,000 | 5,123,000 | 6,435,000 |
| Provision for loan losses | 75,000 | 151,000 | 227,000 | 354,000 |
| Pretax income | 855,000 | 1,612,000 | 2,387,000 | 3,299,000 |
| Income tax | 196,000 | 384,000 | 566,000 | 1,346,000 |
| Net income | 659,000 | 1,228,000 | 1,821,000 | 1,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,372,000 | 31,728,000 | 32,415,000 | 31,383,000 |
| Total capital | 33,093,000 | 33,510,000 | 34,297,000 | 33,180,000 |
| Risk-weighted assets | 167,489,000 | 166,520,000 | 167,433,000 | 168,099,000 |