Call reports 2001
CENTRAL SAVINGS BANK — 2001
What CENTRAL SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 149,783,000 | 151,608,000 | 170,459,000 | 170,582,000 |
| Total loans | 105,498,000 | 108,434,000 | 113,476,000 | 121,190,000 |
| Allowance for loan losses | 1,411,000 | 1,369,000 | 1,387,000 | 1,495,000 |
| Securities available for sale | 28,578,000 | 29,528,000 | 34,976,000 | 36,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,475,000 | 132,838,000 | 150,486,000 | 149,109,000 |
| Interest-bearing deposits | 114,011,000 | 114,695,000 | 127,688,000 | 128,212,000 |
| Noninterest-bearing deposits | 17,464,000 | 18,143,000 | 22,798,000 | 20,897,000 |
| Equity capital | 13,769,000 | 14,081,000 | 14,930,000 | 14,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 5,814,000 | 8,859,000 | 11,894,000 |
| Interest expense | 1,451,000 | 2,813,000 | 4,168,000 | 5,355,000 |
| Net interest income | 1,447,000 | 3,001,000 | 4,691,000 | 6,539,000 |
| Noninterest income | 223,000 | 457,000 | 759,000 | 981,000 |
| Noninterest expense | 1,043,000 | 2,244,000 | 3,399,000 | 4,569,000 |
| Provision for loan losses | 67,000 | 90,000 | 91,000 | 213,000 |
| Pretax income | 573,000 | 1,137,000 | 1,976,000 | 2,754,000 |
| Income tax | 157,000 | 313,000 | 558,000 | 783,000 |
| Net income | 416,000 | 824,000 | 1,418,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,705,000 | 12,963,000 | 13,031,000 | 13,125,000 |
| Total capital | 13,910,000 | 14,174,000 | 14,333,000 | 14,462,000 |
| Risk-weighted assets | 96,371,000 | 97,271,000 | 104,010,000 | 106,682,000 |
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