Call reports 2006
RELIANT BANK — 2006
What RELIANT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,062,000 | 66,244,000 | 78,384,000 | 111,216,000 |
| Total loans | 16,177,000 | 43,811,000 | 57,951,000 | 74,740,000 |
| Allowance for loan losses | 184,000 | 548,000 | 725,000 | 935,000 |
| Securities available for sale | 9,569,000 | 9,233,000 | 16,300,000 | 24,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,613,000 | 48,256,000 | 60,266,000 | 93,161,000 |
| Interest-bearing deposits | 9,209,000 | 45,108,000 | 55,590,000 | 88,407,000 |
| Noninterest-bearing deposits | 1,404,000 | 3,148,000 | 4,676,000 | 4,754,000 |
| Equity capital | 17,940,000 | 17,875,000 | 17,891,000 | 17,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 1,155,000 | 2,645,000 | 4,439,000 |
| Interest expense | 51,000 | 296,000 | 1,014,000 | 1,943,000 |
| Net interest income | 287,000 | 859,000 | 1,631,000 | 2,496,000 |
| Noninterest income | 10,000 | 73,000 | 145,000 | 231,000 |
| Noninterest expense | 1,180,000 | 2,100,000 | 2,873,000 | 3,189,000 |
| Provision for loan losses | 184,000 | 548,000 | 725,000 | 935,000 |
| Pretax income | -1,067,000 | -1,716,000 | -1,822,000 | -1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,067,000 | -1,716,000 | -1,822,000 | -1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,998,000 | 18,016,000 | 17,914,000 | 17,722,000 |
| Total capital | 18,182,000 | 18,564,000 | 18,639,000 | 18,657,000 |
| Risk-weighted assets | 21,076,000 | 48,565,000 | 64,117,000 | 85,261,000 |