Call reports 2025
STAR BANK — 2025
What STAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 458,611,000 | 445,247,000 | 455,605,000 | 465,038,000 |
| Total loans | 369,205,000 | 374,289,000 | 374,438,000 | 370,072,000 |
| Allowance for loan losses | 4,291,000 | 4,142,000 | 4,208,000 | 3,995,000 |
| Securities available for sale | 40,204,000 | 39,116,000 | 31,182,000 | 34,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,439,000 | 386,239,000 | 395,134,000 | 403,617,000 |
| Interest-bearing deposits | 306,722,000 | 301,920,000 | 299,273,000 | 308,204,000 |
| Noninterest-bearing deposits | 90,717,000 | 84,319,000 | 95,861,000 | 95,413,000 |
| Equity capital | 43,873,000 | 41,817,000 | 43,089,000 | 44,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,694,000 | 13,535,000 | 20,539,000 | 27,768,000 |
| Interest expense | 1,814,000 | 3,663,000 | 5,509,000 | 7,291,000 |
| Net interest income | 4,880,000 | 9,872,000 | 15,030,000 | 20,477,000 |
| Noninterest income | 418,000 | 829,000 | 1,259,000 | 1,702,000 |
| Noninterest expense | 3,482,000 | 6,725,000 | 10,258,000 | 13,667,000 |
| Provision for loan losses | 150,000 | 2,950,000 | 3,250,000 | 4,650,000 |
| Pretax income | 1,566,000 | 926,000 | 2,681,000 | 3,762,000 |
| Income tax | 176,000 | 207,000 | 237,000 | 237,000 |
| Net income | 1,390,000 | 719,000 | 2,444,000 | 3,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,106,000 | 39,649,000 | 40,745,000 | 41,455,000 |
| Total capital | 46,506,000 | 43,900,000 | 45,062,000 | 45,560,000 |
| Risk-weighted assets | 407,539,000 | 409,898,000 | 409,892,000 | 405,148,000 |
Machine access — free, no API key
Every figure shown here about STAR BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.