Call reports 2023
STAR BANK — 2023
What STAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 377,617,000 | 363,364,000 | 381,475,000 | 379,687,000 |
| Total loans | 286,212,000 | 284,343,000 | 294,385,000 | 300,378,000 |
| Allowance for loan losses | 3,646,000 | 4,237,000 | 4,236,000 | 4,272,000 |
| Securities available for sale | 48,325,000 | 46,288,000 | 44,563,000 | 44,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,231,000 | 321,887,000 | 338,826,000 | 334,590,000 |
| Interest-bearing deposits | 240,911,000 | 233,644,000 | 248,267,000 | 247,916,000 |
| Noninterest-bearing deposits | 95,320,000 | 88,243,000 | 90,559,000 | 86,674,000 |
| Equity capital | 31,189,000 | 31,205,000 | 31,685,000 | 34,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,372,000 | 9,067,000 | 14,067,000 | 19,525,000 |
| Interest expense | 553,000 | 1,248,000 | 2,096,000 | 3,226,000 |
| Net interest income | 3,819,000 | 7,819,000 | 11,971,000 | 16,299,000 |
| Noninterest income | 395,000 | 751,000 | 1,185,000 | 1,632,000 |
| Noninterest expense | 2,778,000 | 5,056,000 | 8,024,000 | 10,919,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,346,000 | 3,334,000 | 4,862,000 | 6,652,000 |
| Income tax | 127,000 | 255,000 | 382,000 | 564,000 |
| Net income | 1,219,000 | 3,079,000 | 4,480,000 | 6,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,553,000 | 35,076,000 | 35,792,000 | 36,810,000 |
| Total capital | 38,208,000 | 39,072,000 | 39,856,000 | 40,967,000 |
| Risk-weighted assets | 324,199,000 | 319,453,000 | 324,903,000 | 332,465,000 |
Machine access — free, no API key
Every figure shown here about STAR BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.