Call reports 2022
STAR BANK — 2022
What STAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 387,082,000 | 382,867,000 | 387,294,000 | 380,971,000 |
| Total loans | 262,822,000 | 286,569,000 | 298,750,000 | 298,365,000 |
| Allowance for loan losses | 3,319,000 | 3,401,000 | 3,472,000 | 3,562,000 |
| Securities available for sale | 55,701,000 | 52,944,000 | 51,326,000 | 50,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,836,000 | 348,862,000 | 353,768,000 | 345,740,000 |
| Interest-bearing deposits | 258,570,000 | 256,004,000 | 251,644,000 | 246,453,000 |
| Noninterest-bearing deposits | 94,266,000 | 92,858,000 | 102,124,000 | 99,287,000 |
| Equity capital | 29,111,000 | 28,958,000 | 28,253,000 | 29,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,799,000 | 7,702,000 | 12,179,000 | 16,565,000 |
| Interest expense | 203,000 | 400,000 | 665,000 | 1,033,000 |
| Net interest income | 3,596,000 | 7,302,000 | 11,514,000 | 15,532,000 |
| Noninterest income | 361,000 | 784,000 | 1,169,000 | 1,571,000 |
| Noninterest expense | 2,661,000 | 5,272,000 | 7,883,000 | 10,570,000 |
| Provision for loan losses | 600,000 | 690,000 | 787,000 | 877,000 |
| Pretax income | 696,000 | 2,124,000 | 4,013,000 | 5,656,000 |
| Income tax | 101,000 | 205,000 | 310,000 | 510,000 |
| Net income | 595,000 | 1,919,000 | 3,703,000 | 5,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,036,000 | 31,747,000 | 32,906,000 | 34,049,000 |
| Total capital | 34,357,000 | 35,151,000 | 36,387,000 | 37,620,000 |
| Risk-weighted assets | 306,570,000 | 327,581,000 | 338,419,000 | 334,157,000 |
Machine access — free, no API key
Every figure shown here about STAR BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.