Call reports 2021
STAR BANK — 2021
What STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 356,459,000 | 357,010,000 | 364,098,000 | 386,743,000 |
| Total loans | 212,957,000 | 232,836,000 | 249,641,000 | 258,898,000 |
| Allowance for loan losses | 2,971,000 | 3,229,000 | 3,289,000 | 3,349,000 |
| Securities available for sale | 27,400,000 | 36,717,000 | 35,001,000 | 46,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,492,000 | 316,698,000 | 325,397,000 | 350,001,000 |
| Interest-bearing deposits | 232,760,000 | 234,591,000 | 239,570,000 | 255,905,000 |
| Noninterest-bearing deposits | 84,732,000 | 82,107,000 | 85,827,000 | 94,096,000 |
| Equity capital | 29,955,000 | 31,237,000 | 31,380,000 | 31,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,942,000 | 7,687,000 | 10,947,000 | 14,379,000 |
| Interest expense | 314,000 | 597,000 | 856,000 | 1,080,000 |
| Net interest income | 3,628,000 | 7,090,000 | 10,091,000 | 13,299,000 |
| Noninterest income | 325,000 | 708,000 | 1,077,000 | 1,449,000 |
| Noninterest expense | 2,506,000 | 5,069,000 | 7,616,000 | 10,177,000 |
| Provision for loan losses | 100,000 | 160,000 | 220,000 | 280,000 |
| Pretax income | 1,347,000 | 2,569,000 | 3,332,000 | 4,291,000 |
| Income tax | 0 | 0 | 4,000 | 422,000 |
| Net income | 1,347,000 | 2,569,000 | 3,328,000 | 3,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,121,000 | 30,343,000 | 30,552,000 | 30,962,000 |
| Total capital | 32,014,000 | 33,566,000 | 33,843,000 | 34,313,000 |
| Risk-weighted assets | 231,339,000 | 257,776,000 | 277,369,000 | 290,193,000 |