Call reports 2020
STAR BANK — 2020
What STAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 297,036,000 | 324,409,000 | 328,662,000 | 341,640,000 |
| Total loans | 222,021,000 | 237,905,000 | 232,364,000 | 209,585,000 |
| Allowance for loan losses | 3,201,000 | 2,572,000 | 2,735,000 | 2,870,000 |
| Securities available for sale | 6,425,000 | 5,803,000 | 6,618,000 | 6,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,769,000 | 271,216,000 | 282,572,000 | 297,636,000 |
| Interest-bearing deposits | 188,052,000 | 202,842,000 | 207,889,000 | 221,107,000 |
| Noninterest-bearing deposits | 56,717,000 | 68,374,000 | 74,683,000 | 76,529,000 |
| Equity capital | 29,445,000 | 30,294,000 | 29,159,000 | 28,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,736,000 | 6,996,000 | 11,032,000 | 14,345,000 |
| Interest expense | 429,000 | 835,000 | 1,209,000 | 1,562,000 |
| Net interest income | 3,307,000 | 6,161,000 | 9,823,000 | 12,783,000 |
| Noninterest income | 350,000 | 640,000 | 1,007,000 | 1,371,000 |
| Noninterest expense | 2,440,000 | 4,791,000 | 7,130,000 | 9,664,000 |
| Provision for loan losses | 240,000 | 300,000 | 480,000 | 660,000 |
| Pretax income | 977,000 | 1,710,000 | 3,220,000 | 3,830,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 977,000 | 1,706,000 | 3,216,000 | 3,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,505,000 | 29,234,000 | 28,075,000 | 27,788,000 |
| Total capital | 31,508,000 | 31,808,000 | 30,812,000 | 30,577,000 |
| Risk-weighted assets | 240,009,000 | 262,811,000 | 240,896,000 | 223,091,000 |