Call reports 2018
STAR BANK — 2018
What STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 266,092,000 | 269,822,000 | 276,529,000 | 290,404,000 |
| Total loans | 240,782,000 | 245,251,000 | 249,219,000 | 239,046,000 |
| Allowance for loan losses | 2,679,000 | 2,727,000 | 2,789,000 | 2,999,000 |
| Securities available for sale | 2,807,000 | 2,664,000 | 2,717,000 | 4,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,992,000 | 236,664,000 | 238,551,000 | 251,371,000 |
| Interest-bearing deposits | 178,136,000 | 184,902,000 | 183,920,000 | 192,318,000 |
| Noninterest-bearing deposits | 55,856,000 | 51,762,000 | 54,631,000 | 59,053,000 |
| Equity capital | 25,362,000 | 26,336,000 | 27,043,000 | 28,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,323,000 | 6,816,000 | 10,419,000 | 14,114,000 |
| Interest expense | 228,000 | 500,000 | 833,000 | 1,241,000 |
| Net interest income | 3,095,000 | 6,316,000 | 9,586,000 | 12,873,000 |
| Noninterest income | 395,000 | 775,000 | 1,220,000 | 1,585,000 |
| Noninterest expense | 2,202,000 | 4,390,000 | 6,575,000 | 8,786,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 375,000 |
| Pretax income | 1,243,000 | 2,596,000 | 4,066,000 | 5,297,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | 1,243,000 | 2,596,000 | 4,062,000 | 5,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,538,000 | 25,541,000 | 26,279,000 | 27,242,000 |
| Total capital | 27,219,000 | 28,270,000 | 29,070,000 | 30,242,000 |
| Risk-weighted assets | 242,283,000 | 245,953,000 | 251,844,000 | 241,173,000 |