Call reports 2017
STAR BANK — 2017
What STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 239,844,000 | 257,274,000 | 261,009,000 | 269,056,000 |
| Total loans | 213,063,000 | 234,151,000 | 239,377,000 | 231,638,000 |
| Allowance for loan losses | 2,543,000 | 2,575,000 | 2,605,000 | 2,635,000 |
| Securities available for sale | 4,024,000 | 3,165,000 | 2,996,000 | 2,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,690,000 | 208,804,000 | 226,397,000 | 237,180,000 |
| Interest-bearing deposits | 158,515,000 | 159,376,000 | 170,664,000 | 179,900,000 |
| Noninterest-bearing deposits | 50,175,000 | 49,428,000 | 55,733,000 | 57,280,000 |
| Equity capital | 24,421,000 | 23,654,000 | 24,047,000 | 25,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,847,000 | 6,103,000 | 9,450,000 | 12,818,000 |
| Interest expense | 134,000 | 307,000 | 525,000 | 753,000 |
| Net interest income | 2,713,000 | 5,796,000 | 8,925,000 | 12,065,000 |
| Noninterest income | 388,000 | 798,000 | 1,206,000 | 1,605,000 |
| Noninterest expense | 2,140,000 | 4,400,000 | 6,587,000 | 8,837,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 931,000 | 2,134,000 | 3,454,000 | 4,713,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 923,000 | 2,126,000 | 3,446,000 | 4,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,491,000 | 22,729,000 | 23,145,000 | 24,174,000 |
| Total capital | 26,036,000 | 25,306,000 | 25,752,000 | 26,811,000 |
| Risk-weighted assets | 214,113,000 | 234,440,000 | 240,857,000 | 233,996,000 |