Call reports 2016
STAR BANK — 2016
What STAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 234,621,000 | 238,890,000 | 239,606,000 | 243,565,000 |
| Total loans | 206,120,000 | 215,398,000 | 213,182,000 | 205,353,000 |
| Allowance for loan losses | 2,236,000 | 2,327,000 | 2,417,000 | 2,509,000 |
| Securities available for sale | 5,220,000 | 4,854,000 | 4,578,000 | 4,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,298,000 | 200,050,000 | 202,074,000 | 212,864,000 |
| Interest-bearing deposits | 157,971,000 | 155,255,000 | 154,556,000 | 159,093,000 |
| Noninterest-bearing deposits | 46,327,000 | 44,795,000 | 47,518,000 | 53,771,000 |
| Equity capital | 24,093,000 | 23,446,000 | 23,702,000 | 23,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,905,000 | 8,988,000 | 11,967,000 |
| Interest expense | 148,000 | 296,000 | 442,000 | 580,000 |
| Net interest income | 2,731,000 | 5,609,000 | 8,546,000 | 11,387,000 |
| Noninterest income | 367,000 | 703,000 | 1,068,000 | 1,509,000 |
| Noninterest expense | 2,033,000 | 4,055,000 | 6,109,000 | 8,396,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 975,000 | 2,077,000 | 3,235,000 | 4,113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 975,000 | 2,077,000 | 3,235,000 | 4,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,108,000 | 22,428,000 | 22,709,000 | 22,953,000 |
| Total capital | 25,346,000 | 24,757,000 | 25,128,000 | 25,464,000 |
| Risk-weighted assets | 207,278,000 | 216,422,000 | 214,048,000 | 205,906,000 |