Call reports 2015
STAR BANK — 2015
What STAR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,830,000 | 238,230,000 | 235,498,000 | 241,528,000 |
| Total loans | 199,123,000 | 208,507,000 | 208,849,000 | 201,491,000 |
| Allowance for loan losses | 1,691,000 | 1,746,000 | 1,846,000 | 2,147,000 |
| Securities available for sale | 6,230,000 | 5,756,000 | 5,509,000 | 5,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,985,000 | 200,207,000 | 200,999,000 | 211,896,000 |
| Interest-bearing deposits | 158,927,000 | 157,557,000 | 154,173,000 | 161,151,000 |
| Noninterest-bearing deposits | 44,058,000 | 42,650,000 | 46,826,000 | 50,745,000 |
| Equity capital | 20,568,000 | 21,212,000 | 22,478,000 | 23,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,791,000 | 8,866,000 | 11,916,000 |
| Interest expense | 156,000 | 313,000 | 470,000 | 621,000 |
| Net interest income | 2,619,000 | 5,478,000 | 8,396,000 | 11,295,000 |
| Noninterest income | 360,000 | 660,000 | 1,040,000 | 1,397,000 |
| Noninterest expense | 1,932,000 | 3,852,000 | 5,782,000 | 7,960,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 630,000 |
| Pretax income | 957,000 | 2,106,000 | 3,324,000 | 4,102,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 2,000 |
| Net income | 953,000 | 2,102,000 | 3,320,000 | 4,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,600,000 | 20,313,000 | 21,545,000 | 22,336,000 |
| Total capital | 21,296,000 | 22,064,000 | 23,392,000 | 24,484,000 |
| Risk-weighted assets | 201,436,000 | 211,279,000 | 212,026,000 | 203,289,000 |
Machine access — free, no API key
Every figure shown here about STAR BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.