Call reports 2025
BLUEHARBOR BANK — 2025
What BLUEHARBOR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 522,293,000 | 544,453,000 | 571,785,000 | 606,806,000 |
| Total loans | 434,978,000 | 462,123,000 | 495,989,000 | 521,706,000 |
| Allowance for loan losses | 4,125,000 | 4,368,000 | 4,679,000 | 4,938,000 |
| Securities available for sale | 27,379,000 | 26,889,000 | 26,684,000 | 27,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,471,000 | 468,098,000 | 497,712,000 | 533,575,000 |
| Interest-bearing deposits | 325,464,000 | 328,966,000 | 353,104,000 | 375,065,000 |
| Noninterest-bearing deposits | 132,007,000 | 139,132,000 | 144,608,000 | 158,510,000 |
| Equity capital | 57,721,000 | 59,180,000 | 62,560,000 | 65,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,966,000 | 14,317,000 | 22,347,000 | 30,814,000 |
| Interest expense | 2,087,000 | 4,162,000 | 6,368,000 | 8,761,000 |
| Net interest income | 4,879,000 | 10,155,000 | 15,979,000 | 22,053,000 |
| Noninterest income | 374,000 | 785,000 | 1,193,000 | 1,634,000 |
| Noninterest expense | 2,160,000 | 4,367,000 | 6,575,000 | 8,792,000 |
| Provision for loan losses | -13,000 | 223,000 | 527,000 | 780,000 |
| Pretax income | 3,066,000 | 6,303,000 | 9,980,000 | 14,025,000 |
| Income tax | 673,000 | 1,397,000 | 2,222,000 | 3,043,000 |
| Net income | 2,393,000 | 4,906,000 | 7,758,000 | 10,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,186,000 | 62,776,000 | 65,682,000 | 68,226,000 |
| Total capital | 65,767,000 | 67,607,000 | 70,867,000 | 73,670,000 |
| Risk-weighted assets | 452,988,000 | 479,762,000 | 511,135,000 | 534,714,000 |