Call reports 2021
BLUEHARBOR BANK — 2021
What BLUEHARBOR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 366,991,000 | 389,899,000 | 407,862,000 | 410,809,000 |
| Total loans | 239,565,000 | 264,485,000 | 277,011,000 | 287,432,000 |
| Allowance for loan losses | 2,762,000 | 2,762,000 | 2,762,000 | 2,863,000 |
| Securities available for sale | 41,499,000 | 41,244,000 | 40,115,000 | 42,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,842,000 | 348,604,000 | 364,971,000 | 366,732,000 |
| Interest-bearing deposits | 211,768,000 | 236,357,000 | 244,866,000 | 249,343,000 |
| Noninterest-bearing deposits | 115,074,000 | 112,247,000 | 120,105,000 | 117,389,000 |
| Equity capital | 36,210,000 | 37,528,000 | 38,921,000 | 39,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,787,000 | 5,495,000 | 8,508,000 | 11,602,000 |
| Interest expense | 285,000 | 530,000 | 735,000 | 884,000 |
| Net interest income | 2,502,000 | 4,965,000 | 7,773,000 | 10,718,000 |
| Noninterest income | 494,000 | 895,000 | 1,353,000 | 1,874,000 |
| Noninterest expense | 1,516,000 | 3,018,000 | 4,657,000 | 6,442,000 |
| Provision for loan losses | 0 | 0 | -138,000 | -37,000 |
| Pretax income | 1,480,000 | 2,842,000 | 4,607,000 | 6,187,000 |
| Income tax | 323,000 | 620,000 | 1,010,000 | 1,357,000 |
| Net income | 1,157,000 | 2,222,000 | 3,597,000 | 4,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,081,000 | 37,170,000 | 38,535,000 | 39,782,000 |
| Total capital | 38,843,000 | 39,932,000 | 41,297,000 | 42,645,000 |
| Risk-weighted assets | 249,222,000 | 275,958,000 | 291,772,000 | 304,760,000 |