Call reports 2020
BLUEHARBOR BANK — 2020
What BLUEHARBOR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 258,174,000 | 285,436,000 | 311,988,000 | 324,753,000 |
| Total loans | 210,786,000 | 227,472,000 | 237,540,000 | 239,443,000 |
| Allowance for loan losses | 2,232,000 | 2,564,000 | 2,864,000 | 2,762,000 |
| Securities available for sale | 16,342,000 | 18,206,000 | 20,299,000 | 36,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,593,000 | 247,647,000 | 273,785,000 | 285,255,000 |
| Interest-bearing deposits | 156,158,000 | 164,717,000 | 181,527,000 | 192,126,000 |
| Noninterest-bearing deposits | 65,435,000 | 82,930,000 | 92,258,000 | 93,129,000 |
| Equity capital | 32,897,000 | 34,121,000 | 34,905,000 | 36,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,157,000 | 7,772,000 | 10,460,000 |
| Interest expense | 417,000 | 801,000 | 1,108,000 | 1,403,000 |
| Net interest income | 2,163,000 | 4,356,000 | 6,664,000 | 9,057,000 |
| Noninterest income | 312,000 | 606,000 | 988,000 | 1,371,000 |
| Noninterest expense | 1,423,000 | 2,541,000 | 3,925,000 | 5,354,000 |
| Provision for loan losses | 162,000 | 490,000 | 790,000 | 819,000 |
| Pretax income | 890,000 | 1,931,000 | 2,937,000 | 4,255,000 |
| Income tax | 191,000 | 415,000 | 632,000 | 913,000 |
| Net income | 699,000 | 1,516,000 | 2,305,000 | 3,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,880,000 | 33,606,000 | 34,416,000 | 35,515,000 |
| Total capital | 35,112,000 | 36,170,000 | 37,280,000 | 38,276,000 |
| Risk-weighted assets | 220,559,000 | 226,733,000 | 234,871,000 | 243,704,000 |