Call reports 2018
BLUEHARBOR BANK — 2018
What BLUEHARBOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 206,048,000 | 206,123,000 | 208,470,000 | 214,082,000 |
| Total loans | 172,906,000 | 167,446,000 | 172,782,000 | 179,426,000 |
| Allowance for loan losses | 1,729,000 | 1,731,000 | 1,696,000 | 1,830,000 |
| Securities available for sale | 19,056,000 | 18,546,000 | 18,219,000 | 18,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,459,000 | 177,806,000 | 173,711,000 | 177,706,000 |
| Interest-bearing deposits | 140,832,000 | 138,753,000 | 131,801,000 | 131,503,000 |
| Noninterest-bearing deposits | 37,627,000 | 39,053,000 | 41,910,000 | 46,204,000 |
| Equity capital | 25,403,000 | 26,288,000 | 27,315,000 | 28,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,119,000 | 6,316,000 | 8,586,000 |
| Interest expense | 249,000 | 514,000 | 795,000 | 1,108,000 |
| Net interest income | 1,778,000 | 3,605,000 | 5,521,000 | 7,478,000 |
| Noninterest income | 165,000 | 352,000 | 545,000 | 753,000 |
| Noninterest expense | 1,196,000 | 2,382,000 | 3,613,000 | 4,986,000 |
| Provision for loan losses | 9,000 | 9,000 | 41,000 | 175,000 |
| Pretax income | 738,000 | 1,566,000 | 2,412,000 | 3,070,000 |
| Income tax | 160,000 | 340,000 | 525,000 | 665,000 |
| Net income | 578,000 | 1,226,000 | 1,887,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,754,000 | 26,665,000 | 27,785,000 | 28,969,000 |
| Total capital | 27,483,000 | 28,396,000 | 29,481,000 | 30,799,000 |
| Risk-weighted assets | 178,061,000 | 174,318,000 | 180,294,000 | 187,311,000 |