Call reports 2016
BLUEHARBOR BANK — 2016
What BLUEHARBOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,589,000 | 162,082,000 | 169,157,000 | 174,345,000 |
| Total loans | 129,047,000 | 131,800,000 | 140,543,000 | 147,251,000 |
| Allowance for loan losses | 1,498,000 | 1,516,000 | 1,554,000 | 1,555,000 |
| Securities available for sale | 14,621,000 | 14,425,000 | 16,838,000 | 15,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,081,000 | 135,841,000 | 141,274,000 | 143,300,000 |
| Interest-bearing deposits | 111,497,000 | 112,407,000 | 114,673,000 | 120,368,000 |
| Noninterest-bearing deposits | 22,584,000 | 23,434,000 | 26,601,000 | 22,932,000 |
| Equity capital | 22,892,000 | 23,253,000 | 23,495,000 | 23,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 3,019,000 | 4,629,000 | 6,284,000 |
| Interest expense | 145,000 | 289,000 | 443,000 | 604,000 |
| Net interest income | 1,354,000 | 2,730,000 | 4,186,000 | 5,680,000 |
| Noninterest income | 127,000 | 243,000 | 268,000 | 433,000 |
| Noninterest expense | 1,056,000 | 2,094,000 | 3,143,000 | 4,150,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 425,000 | 862,000 | 1,294,000 | 1,946,000 |
| Income tax | 146,000 | 299,000 | 450,000 | 718,000 |
| Net income | 279,000 | 563,000 | 844,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,802,000 | 23,063,000 | 23,358,000 | 23,779,000 |
| Total capital | 24,300,000 | 24,579,000 | 24,912,000 | 25,334,000 |
| Risk-weighted assets | 136,799,000 | 139,629,000 | 147,165,000 | 153,896,000 |