Call reports 2015
BLUEHARBOR BANK — 2015
What BLUEHARBOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,030,000 | 144,395,000 | 152,118,000 | 155,235,000 |
| Total loans | 114,086,000 | 121,880,000 | 121,499,000 | 125,494,000 |
| Allowance for loan losses | 1,484,000 | 1,488,000 | 1,492,000 | 1,497,000 |
| Securities available for sale | 14,649,000 | 13,524,000 | 13,201,000 | 16,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,297,000 | 113,033,000 | 127,236,000 | 131,139,000 |
| Interest-bearing deposits | 95,358,000 | 98,596,000 | 110,093,000 | 110,984,000 |
| Noninterest-bearing deposits | 14,939,000 | 14,437,000 | 17,143,000 | 20,155,000 |
| Equity capital | 21,921,000 | 21,990,000 | 22,394,000 | 22,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,750,000 | 4,246,000 | 5,713,000 |
| Interest expense | 120,000 | 246,000 | 380,000 | 525,000 |
| Net interest income | 1,230,000 | 2,504,000 | 3,866,000 | 5,188,000 |
| Noninterest income | 118,000 | 202,000 | 316,000 | 434,000 |
| Noninterest expense | 1,070,000 | 2,152,000 | 3,137,000 | 4,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 278,000 | 554,000 | 1,045,000 | 1,459,000 |
| Income tax | 100,000 | 201,000 | 381,000 | 534,000 |
| Net income | 178,000 | 353,000 | 664,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,820,000 | 22,013,000 | 22,338,000 | 22,496,000 |
| Total capital | 23,304,000 | 23,501,000 | 23,830,000 | 23,993,000 |
| Risk-weighted assets | 122,865,000 | 129,978,000 | 129,380,000 | 133,529,000 |