Call reports 2014
BLUEHARBOR BANK — 2014
What BLUEHARBOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,146,000 | 140,039,000 | 136,933,000 | 135,437,000 |
| Total loans | 106,582,000 | 114,098,000 | 111,831,000 | 111,763,000 |
| Allowance for loan losses | 1,489,000 | 1,456,000 | 1,457,000 | 1,497,000 |
| Securities available for sale | 14,148,000 | 14,083,000 | 13,636,000 | 13,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,583,000 | 114,050,000 | 114,041,000 | 107,057,000 |
| Interest-bearing deposits | 95,658,000 | 98,226,000 | 99,031,000 | 92,814,000 |
| Noninterest-bearing deposits | 11,925,000 | 15,824,000 | 15,010,000 | 14,243,000 |
| Equity capital | 20,621,000 | 20,950,000 | 21,272,000 | 21,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,731,000 | 4,186,000 | 5,558,000 |
| Interest expense | 138,000 | 275,000 | 411,000 | 536,000 |
| Net interest income | 1,181,000 | 2,456,000 | 3,775,000 | 5,022,000 |
| Noninterest income | 206,000 | 305,000 | 437,000 | 486,000 |
| Noninterest expense | 942,000 | 1,795,000 | 2,711,000 | 3,609,000 |
| Provision for loan losses | 58,000 | 108,000 | 108,000 | 108,000 |
| Pretax income | 387,000 | 866,000 | 1,423,000 | 1,821,000 |
| Income tax | 143,000 | 320,000 | 525,000 | 667,000 |
| Net income | 244,000 | 546,000 | 898,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,299,000 | 19,734,000 | 20,080,000 | 20,430,000 |
| Total capital | 20,788,000 | 21,190,000 | 21,537,000 | 21,890,000 |
| Risk-weighted assets | 120,753,000 | 120,594,000 | 118,050,000 | 116,826,000 |