Call reports 2013
BLUEHARBOR BANK — 2013
What BLUEHARBOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,913,000 | 134,128,000 | 128,693,000 | 127,262,000 |
| Total loans | 98,643,000 | 103,785,000 | 98,803,000 | 99,372,000 |
| Allowance for loan losses | 1,570,000 | 1,486,000 | 1,539,000 | 1,425,000 |
| Securities available for sale | 18,345,000 | 16,895,000 | 15,314,000 | 14,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,441,000 | 105,273,000 | 103,880,000 | 103,128,000 |
| Interest-bearing deposits | 95,593,000 | 95,457,000 | 93,374,000 | 92,367,000 |
| Noninterest-bearing deposits | 10,848,000 | 9,816,000 | 10,506,000 | 10,761,000 |
| Equity capital | 19,847,000 | 20,100,000 | 20,148,000 | 20,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,795,000 | 4,173,000 | 5,513,000 |
| Interest expense | 170,000 | 337,000 | 499,000 | 649,000 |
| Net interest income | 1,206,000 | 2,458,000 | 3,674,000 | 4,864,000 |
| Noninterest income | 83,000 | 179,000 | 278,000 | 390,000 |
| Noninterest expense | 829,000 | 1,733,000 | 2,532,000 | 3,415,000 |
| Provision for loan losses | 149,000 | 70,000 | 223,000 | 223,000 |
| Pretax income | 311,000 | 834,000 | 1,202,000 | 1,621,000 |
| Income tax | 126,000 | 334,000 | 491,000 | 679,000 |
| Net income | 185,000 | 500,000 | 711,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,365,000 | 18,653,000 | 18,769,000 | 18,967,000 |
| Total capital | 19,673,000 | 20,024,000 | 20,126,000 | 20,392,000 |
| Risk-weighted assets | 104,404,000 | 109,568,000 | 108,384,000 | 114,095,000 |