Call reports 2012
BLUEHARBOR BANK — 2012
What BLUEHARBOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 142,777,000 | 136,887,000 | 130,565,000 | 130,024,000 |
| Total loans | 93,338,000 | 91,078,000 | 93,240,000 | 97,816,000 |
| Allowance for loan losses | 1,830,000 | 1,534,000 | 1,645,000 | 1,414,000 |
| Securities available for sale | 21,828,000 | 20,960,000 | 20,942,000 | 19,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,025,000 | 114,774,000 | 108,170,000 | 106,177,000 |
| Interest-bearing deposits | 112,687,000 | 107,990,000 | 100,034,000 | 97,056,000 |
| Noninterest-bearing deposits | 7,338,000 | 6,784,000 | 8,136,000 | 9,121,000 |
| Equity capital | 19,173,000 | 19,373,000 | 19,466,000 | 19,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,713,000 | 4,052,000 | 5,450,000 |
| Interest expense | 252,000 | 473,000 | 671,000 | 853,000 |
| Net interest income | 1,084,000 | 2,240,000 | 3,381,000 | 4,597,000 |
| Noninterest income | 83,000 | -63,000 | -27,000 | -15,000 |
| Noninterest expense | 900,000 | 1,795,000 | 2,665,000 | 3,421,000 |
| Provision for loan losses | 218,000 | 81,000 | 219,000 | 395,000 |
| Pretax income | 49,000 | 301,000 | 470,000 | 742,000 |
| Income tax | 25,000 | 128,000 | 199,000 | 311,000 |
| Net income | 24,000 | 173,000 | 271,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,877,000 | 18,176,000 | 18,366,000 | 18,810,000 |
| Total capital | 19,136,000 | 19,399,000 | 19,608,000 | 20,088,000 |
| Risk-weighted assets | 100,163,000 | 97,533,000 | 98,968,000 | 102,190,000 |