Call reports 2011
BLUEHARBOR BANK — 2011
What BLUEHARBOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,498,000 | 134,208,000 | 137,902,000 | 137,751,000 |
| Total loans | 101,102,000 | 96,209,000 | 94,849,000 | 93,336,000 |
| Allowance for loan losses | 1,654,000 | 1,840,000 | 1,496,000 | 1,665,000 |
| Securities available for sale | 17,044,000 | 18,144,000 | 19,384,000 | 20,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,609,000 | 113,436,000 | 117,393,000 | 117,362,000 |
| Interest-bearing deposits | 103,027,000 | 107,503,000 | 110,595,000 | 110,747,000 |
| Noninterest-bearing deposits | 5,582,000 | 5,933,000 | 6,798,000 | 6,615,000 |
| Equity capital | 18,508,000 | 18,796,000 | 19,111,000 | 19,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,840,000 | 4,201,000 | 5,572,000 |
| Interest expense | 335,000 | 652,000 | 952,000 | 1,211,000 |
| Net interest income | 1,084,000 | 2,188,000 | 3,249,000 | 4,361,000 |
| Noninterest income | 113,000 | 273,000 | 458,000 | 125,000 |
| Noninterest expense | 919,000 | 1,766,000 | 3,021,000 | 3,470,000 |
| Provision for loan losses | 217,000 | 549,000 | 193,000 | 447,000 |
| Pretax income | 85,000 | 170,000 | 517,000 | 593,000 |
| Income tax | 39,000 | 78,000 | 218,000 | 299,000 |
| Net income | 46,000 | 92,000 | 299,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,117,000 | 17,228,000 | 17,527,000 | 17,665,000 |
| Total capital | 18,465,000 | 18,516,000 | 18,781,000 | 18,913,000 |
| Risk-weighted assets | 107,583,000 | 102,511,000 | 100,066,000 | 99,313,000 |