Call reports 2010
BLUEHARBOR BANK — 2010
What BLUEHARBOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 123,494,000 | 128,062,000 | 130,092,000 | 130,341,000 |
| Total loans | 98,898,000 | 98,829,000 | 102,633,000 | 100,158,000 |
| Allowance for loan losses | 1,667,000 | 1,793,000 | 1,743,000 | 1,437,000 |
| Securities available for sale | 17,667,000 | 17,566,000 | 17,709,000 | 16,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,431,000 | 107,373,000 | 106,043,000 | 110,730,000 |
| Interest-bearing deposits | 97,945,000 | 101,960,000 | 100,104,000 | 104,747,000 |
| Noninterest-bearing deposits | 5,486,000 | 5,413,000 | 5,939,000 | 5,983,000 |
| Equity capital | 18,197,000 | 18,437,000 | 18,574,000 | 18,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,839,000 | 4,315,000 | 5,772,000 |
| Interest expense | 450,000 | 911,000 | 1,308,000 | 1,670,000 |
| Net interest income | 927,000 | 1,928,000 | 3,007,000 | 4,102,000 |
| Noninterest income | 32,000 | 214,000 | 313,000 | 432,000 |
| Noninterest expense | 828,000 | 1,684,000 | 2,518,000 | 3,314,000 |
| Provision for loan losses | 118,000 | 348,000 | 606,000 | 956,000 |
| Pretax income | 13,000 | 124,000 | 236,000 | 304,000 |
| Income tax | 5,000 | 48,000 | 91,000 | 117,000 |
| Net income | 8,000 | 76,000 | 145,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,683,000 | 16,935,000 | 17,167,000 | 16,969,000 |
| Total capital | 17,957,000 | 18,263,000 | 18,526,000 | 18,298,000 |
| Risk-weighted assets | 101,545,000 | 105,848,000 | 108,374,000 | 106,259,000 |