Call reports 2007
BANK NORTHWEST — 2007
What BANK NORTHWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,708,000 | 84,126,000 | 86,026,000 | 87,772,000 |
| Total loans | 65,637,000 | 67,422,000 | 68,813,000 | 69,746,000 |
| Allowance for loan losses | 500,000 | 515,000 | 527,000 | 468,000 |
| Securities available for sale | 10,024,000 | 10,436,000 | 10,569,000 | 10,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,589,000 | 72,514,000 | 73,000,000 | 77,291,000 |
| Interest-bearing deposits | 63,224,000 | 63,687,000 | 65,459,000 | 68,204,000 |
| Noninterest-bearing deposits | 8,365,000 | 8,827,000 | 7,541,000 | 9,087,000 |
| Equity capital | 6,019,000 | 6,202,000 | 6,670,000 | 6,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,021,000 | 4,637,000 | 6,252,000 |
| Interest expense | 664,000 | 1,361,000 | 2,101,000 | 2,838,000 |
| Net interest income | 807,000 | 1,660,000 | 2,536,000 | 3,414,000 |
| Noninterest income | 172,000 | 377,000 | 572,000 | 787,000 |
| Noninterest expense | 546,000 | 1,068,000 | 1,623,000 | 2,190,000 |
| Provision for loan losses | 20,000 | 32,000 | 48,000 | 75,000 |
| Pretax income | 413,000 | 937,000 | 1,437,000 | 1,936,000 |
| Income tax | 0 | 15,000 | 15,000 | 15,000 |
| Net income | 413,000 | 922,000 | 1,422,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,031,000 | 6,261,000 | 6,622,000 | 6,199,000 |
| Total capital | 6,531,000 | 6,776,000 | 7,149,000 | 6,667,000 |
| Risk-weighted assets | 63,516,000 | 65,740,000 | 67,247,000 | 69,003,000 |