Call reports 2005
BANK NORTHWEST — 2005
What BANK NORTHWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,278,000 | 69,167,000 | 72,194,000 | 73,125,000 |
| Total loans | 54,233,000 | 55,827,000 | 58,048,000 | 58,608,000 |
| Allowance for loan losses | 442,000 | 460,000 | 462,000 | 457,000 |
| Securities available for sale | 9,847,000 | 9,858,000 | 9,797,000 | 9,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,085,000 | 57,685,000 | 60,068,000 | 62,828,000 |
| Interest-bearing deposits | 52,459,000 | 52,120,000 | 53,647,000 | 53,656,000 |
| Noninterest-bearing deposits | 5,626,000 | 5,565,000 | 6,421,000 | 9,172,000 |
| Equity capital | 4,842,000 | 5,124,000 | 5,424,000 | 4,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,107,000 | 3,264,000 | 4,471,000 |
| Interest expense | 304,000 | 658,000 | 1,083,000 | 1,560,000 |
| Net interest income | 704,000 | 1,449,000 | 2,181,000 | 2,911,000 |
| Noninterest income | 154,000 | 329,000 | 519,000 | 678,000 |
| Noninterest expense | 384,000 | 772,000 | 1,212,000 | 1,657,000 |
| Provision for loan losses | 35,000 | 58,000 | 80,000 | 96,000 |
| Pretax income | 439,000 | 948,000 | 1,408,000 | 1,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 948,000 | 1,408,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,918,000 | 5,136,000 | 5,476,000 | 5,029,000 |
| Total capital | 5,360,000 | 5,596,000 | 5,938,000 | 5,486,000 |
| Risk-weighted assets | 51,314,000 | 52,279,000 | 54,367,000 | 55,320,000 |