Call reports 2004
BANK NORTHWEST — 2004
What BANK NORTHWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,565,000 | 65,940,000 | 67,110,000 | 64,529,000 |
| Total loans | 48,050,000 | 50,827,000 | 52,595,000 | 50,443,000 |
| Allowance for loan losses | 396,000 | 402,000 | 404,000 | 408,000 |
| Securities available for sale | 10,466,000 | 10,156,000 | 10,234,000 | 10,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,950,000 | 53,411,000 | 55,567,000 | 57,340,000 |
| Interest-bearing deposits | 48,699,000 | 48,351,000 | 49,574,000 | 50,851,000 |
| Noninterest-bearing deposits | 5,251,000 | 5,060,000 | 5,993,000 | 6,489,000 |
| Equity capital | 4,569,000 | 4,742,000 | 5,129,000 | 4,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,926,000 | 2,933,000 | 3,963,000 |
| Interest expense | 281,000 | 561,000 | 850,000 | 1,150,000 |
| Net interest income | 656,000 | 1,365,000 | 2,083,000 | 2,813,000 |
| Noninterest income | 143,000 | 299,000 | 473,000 | 632,000 |
| Noninterest expense | 447,000 | 808,000 | 1,214,000 | 1,650,000 |
| Provision for loan losses | 27,000 | 39,000 | 57,000 | 75,000 |
| Pretax income | 325,000 | 817,000 | 1,285,000 | 1,720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 817,000 | 1,285,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,391,000 | 4,724,000 | 5,050,000 | 4,504,000 |
| Total capital | 4,787,000 | 5,126,000 | 5,454,000 | 4,912,000 |
| Risk-weighted assets | 45,691,000 | 48,188,000 | 50,135,000 | 47,757,000 |