Call reports 2003
BANK NORTHWEST — 2003
What BANK NORTHWEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,601,000 | 58,217,000 | 61,115,000 | 60,141,000 |
| Total loans | 41,075,000 | 44,393,000 | 47,204,000 | 46,581,000 |
| Allowance for loan losses | 406,000 | 401,000 | 369,000 | 376,000 |
| Securities available for sale | 8,820,000 | 10,157,000 | 10,256,000 | 10,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,282,000 | 51,113,000 | 54,344,000 | 53,071,000 |
| Interest-bearing deposits | 47,364,000 | 46,392,000 | 49,600,000 | 47,516,000 |
| Noninterest-bearing deposits | 4,918,000 | 4,721,000 | 4,744,000 | 5,555,000 |
| Equity capital | 4,377,000 | 4,653,000 | 4,837,000 | 4,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,837,000 | 2,814,000 | 3,916,000 |
| Interest expense | 318,000 | 641,000 | 945,000 | 1,248,000 |
| Net interest income | 580,000 | 1,196,000 | 1,869,000 | 2,668,000 |
| Noninterest income | 112,000 | 256,000 | 389,000 | 533,000 |
| Noninterest expense | 331,000 | 665,000 | 1,031,000 | 1,453,000 |
| Provision for loan losses | 12,000 | 20,000 | 32,000 | 50,000 |
| Pretax income | 349,000 | 767,000 | 1,195,000 | 1,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 767,000 | 1,195,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,176,000 | 4,408,000 | 4,686,000 | 4,229,000 |
| Total capital | 4,582,000 | 4,809,000 | 5,055,000 | 4,605,000 |
| Risk-weighted assets | 40,189,000 | 40,585,000 | 45,576,000 | 44,182,000 |