Call reports 2026
QUAINT OAK BANK — 2026
What QUAINT OAK BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 643,632,000 | 631,468,000 |
| Total loans | 584,514,000 | 567,543,000 |
| Allowance for loan losses | 6,207,000 | 6,440,000 |
| Securities available for sale | 728,000 | 608,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 570,047,000 | 556,835,000 |
| Interest-bearing deposits | 504,339,000 | 486,716,000 |
| Noninterest-bearing deposits | 65,708,000 | 70,119,000 |
| Equity capital | 67,997,000 | 68,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,507,000 | 18,967,000 |
| Interest expense | 4,771,000 | 9,269,000 |
| Net interest income | 4,736,000 | 9,698,000 |
| Noninterest income | 2,201,000 | 4,555,000 |
| Noninterest expense | 6,064,000 | 11,645,000 |
| Provision for loan losses | 71,000 | 608,000 |
| Pretax income | 777,000 | 2,012,000 |
| Income tax | 223,000 | 582,000 |
| Net income | 554,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 66,839,000 | 67,408,000 |
| Total capital | 73,237,000 | 73,611,000 |
| Risk-weighted assets | 511,696,000 | 495,719,000 |