Call reports 2024
QUAINT OAK BANK — 2024
What QUAINT OAK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 774,147,000 | 701,269,000 | 701,098,000 | 686,240,000 |
| Total loans | 615,134,000 | 611,230,000 | 625,055,000 | 605,450,000 |
| Allowance for loan losses | 7,490,000 | 7,393,000 | 6,897,000 | 6,476,000 |
| Securities available for sale | 2,201,000 | 2,020,000 | 1,841,000 | 1,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,340,000 | 583,158,000 | 588,604,000 | 561,070,000 |
| Interest-bearing deposits | 564,059,000 | 517,697,000 | 518,417,000 | 497,082,000 |
| Noninterest-bearing deposits | 114,281,000 | 65,461,000 | 70,187,000 | 63,988,000 |
| Equity capital | 69,139,000 | 69,606,000 | 70,221,000 | 70,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,108,000 | 22,975,000 | 33,363,000 | 43,186,000 |
| Interest expense | 6,234,000 | 12,591,000 | 18,328,000 | 23,748,000 |
| Net interest income | 5,874,000 | 10,384,000 | 15,035,000 | 19,438,000 |
| Noninterest income | 2,980,000 | 4,336,000 | 5,632,000 | 7,000,000 |
| Noninterest expense | 5,117,000 | 10,363,000 | 15,307,000 | 21,154,000 |
| Provision for loan losses | 1,070,000 | 1,084,000 | 1,227,000 | 1,506,000 |
| Pretax income | 2,615,000 | 3,262,000 | 4,142,000 | 3,750,000 |
| Income tax | 753,000 | 937,000 | 1,204,000 | 1,101,000 |
| Net income | 1,276,000 | 1,739,000 | 2,352,000 | 3,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,649,000 | 69,122,000 | 69,744,000 | 70,456,000 |
| Total capital | 75,604,000 | 75,967,000 | 76,643,000 | 77,185,000 |
| Risk-weighted assets | 555,573,000 | 546,846,000 | 551,728,000 | 538,306,000 |