Call reports 2023
QUAINT OAK BANK — 2023
What QUAINT OAK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 811,359,000 | 783,254,000 | 761,456,000 | 752,402,000 |
| Total loans | 781,690,000 | 749,920,000 | 728,127,000 | 670,486,000 |
| Allowance for loan losses | 7,658,000 | 7,456,000 | 7,121,000 | 6,758,000 |
| Securities available for sale | 2,836,000 | 2,656,000 | 2,481,000 | 2,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,075,000 | 578,561,000 | 599,403,000 | 637,246,000 |
| Interest-bearing deposits | 463,495,000 | 507,592,000 | 521,063,000 | 543,550,000 |
| Noninterest-bearing deposits | 95,580,000 | 70,969,000 | 78,340,000 | 93,696,000 |
| Equity capital | 65,204,000 | 66,232,000 | 66,328,000 | 67,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,786,000 | 22,806,000 | 33,545,000 | 44,208,000 |
| Interest expense | 5,366,000 | 12,550,000 | 18,744,000 | 25,019,000 |
| Net interest income | 5,420,000 | 10,256,000 | 14,801,000 | 19,189,000 |
| Noninterest income | 3,484,000 | 7,034,000 | 10,108,000 | 15,755,000 |
| Noninterest expense | 7,816,000 | 15,284,000 | 22,925,000 | 30,168,000 |
| Provision for loan losses | 211,000 | 9,000 | 279,000 | -45,000 |
| Pretax income | 877,000 | 1,997,000 | 1,705,000 | 4,619,000 |
| Income tax | 262,000 | 658,000 | 670,000 | 1,589,000 |
| Net income | 729,000 | 1,758,000 | 1,853,000 | 3,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,196,000 | 67,105,000 | 66,809,000 | 68,813,000 |
| Total capital | 75,063,000 | 74,782,000 | 74,139,000 | 75,800,000 |
| Risk-weighted assets | 738,270,000 | 697,161,000 | 671,846,000 | 616,059,000 |