Call reports 2021
QUAINT OAK BANK — 2021
What QUAINT OAK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 561,947,000 | 526,450,000 | 535,885,000 | 553,749,000 |
| Total loans | 486,938,000 | 479,468,000 | 492,821,000 | 518,932,000 |
| Allowance for loan losses | 3,315,000 | 3,746,000 | 4,303,000 | 5,262,000 |
| Securities available for sale | 6,390,000 | 4,581,000 | 4,312,000 | 4,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,130,000 | 429,401,000 | 439,815,000 | 451,818,000 |
| Interest-bearing deposits | 348,996,000 | 354,924,000 | 365,522,000 | 386,413,000 |
| Noninterest-bearing deposits | 95,134,000 | 74,477,000 | 74,293,000 | 65,405,000 |
| Equity capital | 35,862,000 | 36,985,000 | 38,399,000 | 40,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,990,000 | 10,867,000 | 16,901,000 | 25,337,000 |
| Interest expense | 1,134,000 | 2,108,000 | 2,989,000 | 3,864,000 |
| Net interest income | 3,856,000 | 8,759,000 | 13,912,000 | 21,473,000 |
| Noninterest income | 2,350,000 | 4,803,000 | 8,383,000 | 11,254,000 |
| Noninterest expense | 4,731,000 | 9,567,000 | 15,009,000 | 21,102,000 |
| Provision for loan losses | 254,000 | 702,000 | 1,259,000 | 2,201,000 |
| Pretax income | 1,538,000 | 3,655,000 | 6,389,000 | 9,786,000 |
| Income tax | 448,000 | 1,043,000 | 1,769,000 | 2,591,000 |
| Net income | 1,123,000 | 2,733,000 | 4,608,000 | 6,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,331,000 | 36,406,000 | 37,965,000 | 40,438,000 |
| Total capital | 38,673,000 | 40,179,000 | 42,295,000 | 45,727,000 |
| Risk-weighted assets | 298,169,000 | 319,506,000 | 361,256,000 | 428,089,000 |