Call reports 2020
QUAINT OAK BANK — 2020
What QUAINT OAK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 308,166,000 | 406,706,000 | 421,371,000 | 484,595,000 |
| Total loans | 264,357,000 | 357,626,000 | 378,898,000 | 415,374,000 |
| Allowance for loan losses | 2,346,000 | 2,651,000 | 2,852,000 | 3,061,000 |
| Securities available for sale | 7,333,000 | 10,598,000 | 10,950,000 | 10,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,024,000 | 292,061,000 | 301,633,000 | 359,706,000 |
| Interest-bearing deposits | 225,422,000 | 241,559,000 | 265,197,000 | 305,171,000 |
| Noninterest-bearing deposits | 17,602,000 | 50,502,000 | 36,436,000 | 54,535,000 |
| Equity capital | 32,030,000 | 32,873,000 | 34,062,000 | 34,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,786,000 | 12,121,000 | 16,542,000 |
| Interest expense | 1,299,000 | 2,546,000 | 3,774,000 | 4,971,000 |
| Net interest income | 2,443,000 | 5,240,000 | 8,347,000 | 11,571,000 |
| Noninterest income | 1,237,000 | 2,593,000 | 4,362,000 | 6,438,000 |
| Noninterest expense | 2,850,000 | 5,561,000 | 8,721,000 | 12,209,000 |
| Provision for loan losses | 115,000 | 420,000 | 621,000 | 830,000 |
| Pretax income | 715,000 | 1,852,000 | 3,367,000 | 4,970,000 |
| Income tax | 199,000 | 516,000 | 935,000 | 1,383,000 |
| Net income | 516,000 | 1,336,000 | 2,432,000 | 3,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,384,000 | 32,225,000 | 33,322,000 | 33,996,000 |
| Total capital | 33,757,000 | 34,903,000 | 36,201,000 | 37,084,000 |
| Risk-weighted assets | 239,502,000 | 239,678,000 | 241,378,000 | 255,476,000 |