Call reports 2018
QUAINT OAK BANK — 2018
What QUAINT OAK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 250,300,000 | 254,724,000 | 258,192,000 | 270,561,000 |
| Total loans | 213,831,000 | 215,206,000 | 223,310,000 | 223,965,000 |
| Allowance for loan losses | 1,836,000 | 1,829,000 | 1,898,000 | 1,965,000 |
| Securities available for sale | 7,674,000 | 7,337,000 | 6,950,000 | 6,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,074,000 | 205,080,000 | 211,937,000 | 216,827,000 |
| Interest-bearing deposits | 189,964,000 | 193,106,000 | 196,042,000 | 197,700,000 |
| Noninterest-bearing deposits | 11,110,000 | 11,974,000 | 15,895,000 | 19,127,000 |
| Equity capital | 20,884,000 | 21,202,000 | 21,647,000 | 28,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,919,000 | 9,060,000 | 12,286,000 |
| Interest expense | 861,000 | 1,800,000 | 2,804,000 | 3,838,000 |
| Net interest income | 2,015,000 | 4,119,000 | 6,256,000 | 8,448,000 |
| Noninterest income | 707,000 | 1,695,000 | 2,896,000 | 3,840,000 |
| Noninterest expense | 2,294,000 | 4,571,000 | 6,825,000 | 9,114,000 |
| Provision for loan losses | 71,000 | 165,000 | 348,000 | 415,000 |
| Pretax income | 357,000 | 1,078,000 | 1,979,000 | 2,759,000 |
| Income tax | 58,000 | 231,000 | 454,000 | 685,000 |
| Net income | 299,000 | 847,000 | 1,525,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,162,000 | 20,490,000 | 20,954,000 | 27,786,000 |
| Total capital | 22,025,000 | 22,346,000 | 22,879,000 | 29,778,000 |
| Risk-weighted assets | 179,395,000 | 182,240,000 | 188,644,000 | 192,226,000 |