Call reports 2017
QUAINT OAK BANK — 2017
What QUAINT OAK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 218,522,000 | 228,067,000 | 231,268,000 | 238,369,000 |
| Total loans | 187,828,000 | 197,955,000 | 201,979,000 | 210,485,000 |
| Allowance for loan losses | 1,650,000 | 1,690,000 | 1,735,000 | 1,812,000 |
| Securities available for sale | 9,216,000 | 8,893,000 | 8,434,000 | 7,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,024,000 | 182,082,000 | 184,835,000 | 189,226,000 |
| Interest-bearing deposits | 174,984,000 | 173,291,000 | 176,974,000 | 181,078,000 |
| Noninterest-bearing deposits | 8,040,000 | 8,791,000 | 7,861,000 | 8,148,000 |
| Equity capital | 19,413,000 | 19,990,000 | 20,372,000 | 20,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,205,000 | 7,893,000 | 10,736,000 |
| Interest expense | 695,000 | 1,410,000 | 2,194,000 | 3,013,000 |
| Net interest income | 1,866,000 | 3,795,000 | 5,699,000 | 7,723,000 |
| Noninterest income | 312,000 | 1,232,000 | 2,313,000 | 3,305,000 |
| Noninterest expense | 1,877,000 | 3,840,000 | 5,773,000 | 8,025,000 |
| Provision for loan losses | 42,000 | 106,000 | 189,000 | 284,000 |
| Pretax income | 259,000 | 1,081,000 | 2,050,000 | 2,719,000 |
| Income tax | 78,000 | 361,000 | 724,000 | 1,223,000 |
| Net income | 181,000 | 720,000 | 1,326,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,811,000 | 19,370,000 | 19,750,000 | 19,835,000 |
| Total capital | 20,488,000 | 21,087,000 | 21,512,000 | 21,674,000 |
| Risk-weighted assets | 158,639,000 | 165,192,000 | 168,501,000 | 176,131,000 |