Call reports 2016
QUAINT OAK BANK — 2016
What QUAINT OAK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,130,000 | 200,880,000 | 208,141,000 | 215,466,000 |
| Total loans | 154,201,000 | 161,391,000 | 167,360,000 | 183,124,000 |
| Allowance for loan losses | 1,358,000 | 1,424,000 | 1,485,000 | 1,605,000 |
| Securities available for sale | 4,995,000 | 6,502,000 | 10,055,000 | 9,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,957,000 | 168,364,000 | 176,244,000 | 180,073,000 |
| Interest-bearing deposits | 149,802,000 | 163,042,000 | 170,440,000 | 171,155,000 |
| Noninterest-bearing deposits | 4,155,000 | 5,322,000 | 5,804,000 | 8,918,000 |
| Equity capital | 17,901,000 | 18,329,000 | 18,756,000 | 19,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,194,000 | 4,492,000 | 6,831,000 | 9,358,000 |
| Interest expense | 580,000 | 1,202,000 | 1,877,000 | 2,568,000 |
| Net interest income | 1,614,000 | 3,290,000 | 4,954,000 | 6,790,000 |
| Noninterest income | 462,000 | 1,153,000 | 1,785,000 | 2,434,000 |
| Noninterest expense | 1,606,000 | 3,244,000 | 4,810,000 | 6,619,000 |
| Provision for loan losses | 45,000 | 111,000 | 172,000 | 292,000 |
| Pretax income | 425,000 | 1,088,000 | 1,757,000 | 2,313,000 |
| Income tax | 170,000 | 416,000 | 671,000 | 763,000 |
| Net income | 255,000 | 672,000 | 1,086,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,901,000 | 18,329,000 | 18,166,000 | 18,670,000 |
| Total capital | 19,286,000 | 19,780,000 | 19,678,000 | 20,302,000 |
| Risk-weighted assets | 127,476,000 | 132,564,000 | 138,361,000 | 153,832,000 |