Call reports 2015
QUAINT OAK BANK — 2015
What QUAINT OAK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 155,854,000 | 166,453,000 | 173,296,000 | 182,786,000 |
| Total loans | 136,796,000 | 147,885,000 | 145,562,000 | 149,682,000 |
| Allowance for loan losses | 1,185,000 | 1,276,000 | 1,290,000 | 1,313,000 |
| Securities available for sale | 1,734,000 | 1,737,000 | 0 | 3,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,365,000 | 135,607,000 | 142,000,000 | 151,141,000 |
| Interest-bearing deposits | 125,867,000 | 133,177,000 | 140,460,000 | 146,822,000 |
| Noninterest-bearing deposits | 1,498,000 | 2,430,000 | 1,540,000 | 4,319,000 |
| Equity capital | 16,441,000 | 16,835,000 | 17,213,000 | 17,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,227,000 | 6,403,000 | 8,604,000 |
| Interest expense | 475,000 | 980,000 | 1,520,000 | 2,094,000 |
| Net interest income | 1,565,000 | 3,247,000 | 4,883,000 | 6,510,000 |
| Noninterest income | 368,000 | 884,000 | 1,376,000 | 1,910,000 |
| Noninterest expense | 1,476,000 | 2,929,000 | 4,395,000 | 5,944,000 |
| Provision for loan losses | 88,000 | 209,000 | 280,000 | 320,000 |
| Pretax income | 369,000 | 993,000 | 1,509,000 | 2,081,000 |
| Income tax | 145,000 | 379,000 | 573,000 | 752,000 |
| Net income | 224,000 | 614,000 | 936,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,408,000 | 16,835,000 | 17,213,000 | 17,612,000 |
| Total capital | 17,620,000 | 18,138,000 | 18,531,000 | 18,953,000 |
| Risk-weighted assets | 112,645,000 | 120,711,000 | 121,409,000 | 120,270,000 |