Call reports 2012
QUAINT OAK BANK — 2012
What QUAINT OAK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,609,000 | 106,287,000 | 107,550,000 | 115,774,000 |
| Total loans | 82,201,000 | 82,109,000 | 85,940,000 | 90,026,000 |
| Allowance for loan losses | 873,000 | 951,000 | 973,000 | 860,000 |
| Securities available for sale | 11,236,000 | 5,824,000 | 4,430,000 | 4,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,843,000 | 88,297,000 | 90,275,000 | 98,029,000 |
| Interest-bearing deposits | 86,359,000 | 87,604,000 | 89,734,000 | 97,038,000 |
| Noninterest-bearing deposits | 484,000 | 693,000 | 541,000 | 991,000 |
| Equity capital | 14,616,000 | 14,745,000 | 15,040,000 | 15,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,929,000 | 4,389,000 | 5,891,000 |
| Interest expense | 451,000 | 880,000 | 1,302,000 | 1,730,000 |
| Net interest income | 994,000 | 2,049,000 | 3,087,000 | 4,161,000 |
| Noninterest income | 187,000 | 366,000 | 717,000 | 1,131,000 |
| Noninterest expense | 809,000 | 1,668,000 | 2,633,000 | 3,825,000 |
| Provision for loan losses | 71,000 | 150,000 | 182,000 | 162,000 |
| Pretax income | 301,000 | 928,000 | 1,320,000 | 1,636,000 |
| Income tax | 117,000 | 359,000 | 497,000 | 613,000 |
| Net income | 184,000 | 569,000 | 823,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,404,000 | 14,765,000 | 15,011,000 | 15,193,000 |
| Total capital | 15,249,000 | 15,631,000 | 15,887,000 | 16,053,000 |
| Risk-weighted assets | 66,779,000 | 68,400,000 | 69,210,000 | 72,070,000 |