Call reports 2005
QUAINT OAK BANK — 2005
What QUAINT OAK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,344,000 | 53,346,000 | 56,433,000 | 57,065,000 |
| Total loans | 45,077,000 | 48,542,000 | 52,392,000 | 53,182,000 |
| Allowance for loan losses | 383,000 | 419,000 | 455,000 | 491,000 |
| Securities available for sale | 102,000 | 103,000 | 103,000 | 104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,419,000 | 48,862,000 | 51,306,000 | 52,256,000 |
| Interest-bearing deposits | 46,915,000 | 48,296,000 | 50,885,000 | 51,612,000 |
| Noninterest-bearing deposits | 504,000 | 566,000 | 421,000 | 644,000 |
| Equity capital | 3,765,000 | 3,887,000 | 4,012,000 | 4,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,485,000 | 2,314,000 | 3,206,000 |
| Interest expense | 302,000 | 639,000 | 1,038,000 | 1,482,000 |
| Net interest income | 425,000 | 846,000 | 1,276,000 | 1,724,000 |
| Noninterest income | 2,000 | 3,000 | 4,000 | 12,000 |
| Noninterest expense | 181,000 | 368,000 | 559,000 | 727,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 210,000 | 409,000 | 613,000 | 865,000 |
| Income tax | 81,000 | 158,000 | 237,000 | 334,000 |
| Net income | 129,000 | 251,000 | 376,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,765,000 | 3,887,000 | 4,012,000 | 4,167,000 |
| Total capital | 4,134,000 | 4,281,000 | 4,439,000 | 4,599,000 |
| Risk-weighted assets | 29,490,000 | 31,494,000 | 34,122,000 | 34,475,000 |
Machine access — free, no API key
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