Call reports 2025
LISLE SAVINGS BANK — 2025
What LISLE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 555,438,000 | 550,174,000 | 537,858,000 | 544,915,000 |
| Total loans | 279,433,000 | 284,354,000 | 283,142,000 | 288,169,000 |
| Allowance for loan losses | 2,892,000 | 2,895,000 | 2,898,000 | 2,901,000 |
| Securities available for sale | 173,457,000 | 176,628,000 | 172,234,000 | 168,646,000 |
| Securities held to maturity | 9,744,000 | 9,716,000 | 9,616,000 | 9,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,941,000 | 384,528,000 | 380,154,000 | 386,094,000 |
| Interest-bearing deposits | 375,769,000 | 370,781,000 | 368,200,000 | 371,058,000 |
| Noninterest-bearing deposits | 15,172,000 | 13,747,000 | 11,954,000 | 15,036,000 |
| Equity capital | 128,372,000 | 129,572,000 | 132,034,000 | 133,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,899,000 | 9,735,000 | 14,542,000 | 19,348,000 |
| Interest expense | 2,612,000 | 5,158,000 | 7,571,000 | 9,880,000 |
| Net interest income | 2,287,000 | 4,577,000 | 6,971,000 | 9,468,000 |
| Noninterest income | 375,000 | 1,224,000 | 1,751,000 | 2,085,000 |
| Noninterest expense | 2,474,000 | 4,925,000 | 7,429,000 | 9,942,000 |
| Provision for loan losses | -21,000 | -21,000 | -21,000 | -21,000 |
| Pretax income | 209,000 | 898,000 | 1,314,000 | 1,633,000 |
| Income tax | -12,000 | 111,000 | 57,000 | 59,000 |
| Net income | 221,000 | 787,000 | 1,257,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,747,000 | 145,313,000 | 145,783,000 | 146,100,000 |