Call reports 2020
LISLE SAVINGS BANK — 2020
What LISLE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 534,499,000 | 555,315,000 | 577,252,000 | 594,174,000 |
| Total loans | 249,120,000 | 254,371,000 | 255,802,000 | 260,376,000 |
| Allowance for loan losses | 3,330,000 | 3,684,000 | 3,682,000 | 3,781,000 |
| Securities available for sale | 186,717,000 | 220,352,000 | 238,383,000 | 248,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,759,000 | 384,368,000 | 404,129,000 | 418,408,000 |
| Interest-bearing deposits | 359,642,000 | 371,449,000 | 391,588,000 | 405,174,000 |
| Noninterest-bearing deposits | 12,117,000 | 12,919,000 | 12,541,000 | 13,234,000 |
| Equity capital | 125,748,000 | 129,988,000 | 132,221,000 | 134,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,789,000 | 7,416,000 | 11,114,000 | 15,001,000 |
| Interest expense | 1,216,000 | 2,367,000 | 3,292,000 | 4,041,000 |
| Net interest income | 2,573,000 | 5,049,000 | 7,822,000 | 10,960,000 |
| Noninterest income | 344,000 | 625,000 | 1,080,000 | 1,396,000 |
| Noninterest expense | 2,094,000 | 4,206,000 | 6,188,000 | 8,150,000 |
| Provision for loan losses | 397,000 | 745,000 | 742,000 | 739,000 |
| Pretax income | 836,000 | 1,133,000 | 2,545,000 | 4,227,000 |
| Income tax | 118,000 | 49,000 | 302,000 | 621,000 |
| Net income | 718,000 | 1,084,000 | 2,243,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,518,000 | 126,884,000 | 128,043,000 | 129,407,000 |