Call reports 2016
LISLE SAVINGS BANK — 2016
What LISLE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 540,797,000 | 544,538,000 | 539,628,000 | 536,256,000 |
| Total loans | 226,568,000 | 228,493,000 | 230,950,000 | 234,786,000 |
| Allowance for loan losses | 3,420,000 | 3,293,000 | 3,290,000 | 3,094,000 |
| Securities available for sale | 244,531,000 | 247,901,000 | 243,059,000 | 233,490,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,877,000 | 426,002,000 | 419,002,000 | 420,392,000 |
| Interest-bearing deposits | 419,441,000 | 421,629,000 | 415,614,000 | 415,047,000 |
| Noninterest-bearing deposits | 6,436,000 | 4,373,000 | 3,388,000 | 5,345,000 |
| Equity capital | 107,775,000 | 111,345,000 | 111,630,000 | 108,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,792,000 | 7,667,000 | 11,251,000 | 14,969,000 |
| Interest expense | 598,000 | 1,201,000 | 1,815,000 | 2,379,000 |
| Net interest income | 3,194,000 | 6,466,000 | 9,436,000 | 12,590,000 |
| Noninterest income | 315,000 | 699,000 | 1,017,000 | 1,347,000 |
| Noninterest expense | 2,158,000 | 4,439,000 | 6,492,000 | 8,639,000 |
| Provision for loan losses | -3,000 | -9,000 | -11,000 | -94,000 |
| Pretax income | 1,656,000 | 3,346,000 | 5,715,000 | 7,121,000 |
| Income tax | 314,000 | 473,000 | 1,055,000 | 1,204,000 |
| Net income | 1,342,000 | 2,873,000 | 4,660,000 | 5,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,712,000 | 108,271,000 | 110,058,000 | 111,315,000 |
| Total capital | 109,724,000 | 111,325,000 | 112,984,000 | 114,273,000 |
| Risk-weighted assets | 240,500,000 | 244,070,000 | 233,735,000 | 236,502,000 |