Call reports 2015
LISLE SAVINGS BANK — 2015
What LISLE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 543,319,000 | 542,254,000 | 540,119,000 | 541,401,000 |
| Total loans | 229,957,000 | 229,989,000 | 230,312,000 | 227,565,000 |
| Allowance for loan losses | 3,629,000 | 3,495,000 | 3,559,000 | 3,423,000 |
| Securities available for sale | 235,608,000 | 239,522,000 | 244,804,000 | 251,273,000 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,816,000 | 431,843,000 | 426,608,000 | 428,256,000 |
| Interest-bearing deposits | 425,925,000 | 426,850,000 | 423,252,000 | 423,400,000 |
| Noninterest-bearing deposits | 5,891,000 | 4,993,000 | 3,356,000 | 4,856,000 |
| Equity capital | 103,495,000 | 102,734,000 | 104,614,000 | 105,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,868,000 | 7,795,000 | 11,632,000 | 15,366,000 |
| Interest expense | 569,000 | 1,171,000 | 1,789,000 | 2,403,000 |
| Net interest income | 3,299,000 | 6,624,000 | 9,843,000 | 12,963,000 |
| Noninterest income | 226,000 | 675,000 | 963,000 | 1,308,000 |
| Noninterest expense | 2,191,000 | 4,296,000 | 6,700,000 | 8,734,000 |
| Provision for loan losses | -392,000 | -451,000 | -339,000 | -407,000 |
| Pretax income | 1,945,000 | 3,673,000 | 4,809,000 | 6,308,000 |
| Income tax | 850,000 | 1,230,000 | 1,333,000 | 1,561,000 |
| Net income | 1,095,000 | 2,443,000 | 3,476,000 | 4,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,745,000 | 103,067,000 | 104,100,000 | 105,371,000 |
| Total capital | 104,711,000 | 106,067,000 | 107,086,000 | 108,419,000 |
| Risk-weighted assets | 236,644,000 | 239,524,000 | 238,291,000 | 243,468,000 |