Call reports 2013
LISLE SAVINGS BANK — 2013
What LISLE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 537,873,000 | 525,084,000 | 521,182,000 | 530,301,000 |
| Total loans | 243,673,000 | 236,246,000 | 237,871,000 | 233,669,000 |
| Allowance for loan losses | 4,846,000 | 4,661,000 | 4,647,000 | 4,493,000 |
| Securities available for sale | 224,961,000 | 222,033,000 | 220,840,000 | 222,881,000 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,079,000 | 426,843,000 | 422,506,000 | 430,637,000 |
| Interest-bearing deposits | 429,516,000 | 419,786,000 | 419,292,000 | 425,867,000 |
| Noninterest-bearing deposits | 5,563,000 | 7,057,000 | 3,214,000 | 4,770,000 |
| Equity capital | 95,877,000 | 92,130,000 | 92,708,000 | 93,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,750,000 | 11,717,000 | 15,563,000 |
| Interest expense | 631,000 | 1,251,000 | 1,854,000 | 2,441,000 |
| Net interest income | 3,227,000 | 6,499,000 | 9,863,000 | 13,122,000 |
| Noninterest income | 323,000 | 433,000 | 728,000 | 1,036,000 |
| Noninterest expense | 2,068,000 | 4,287,000 | 6,558,000 | 8,782,000 |
| Provision for loan losses | -3,000 | -6,000 | -9,000 | 113,000 |
| Pretax income | 1,496,000 | 2,748,000 | 4,139,000 | 5,331,000 |
| Income tax | 470,000 | 813,000 | 1,186,000 | 1,433,000 |
| Net income | 1,026,000 | 1,935,000 | 2,953,000 | 3,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,657,000 | 94,566,000 | 95,583,000 | 96,529,000 |
| Total capital | 96,700,000 | 97,587,000 | 98,600,000 | 99,563,000 |
| Risk-weighted assets | 239,305,000 | 239,524,000 | 239,523,000 | 239,056,000 |