Call reports 2012
LISLE SAVINGS BANK — 2012
What LISLE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 516,897,000 | 516,345,000 | 518,844,000 | 530,481,000 |
| Total loans | 265,111,000 | 256,586,000 | 252,752,000 | 249,051,000 |
| Allowance for loan losses | 5,088,000 | 5,073,000 | 4,980,000 | 5,065,000 |
| Securities available for sale | 180,310,000 | 189,665,000 | 206,065,000 | 213,584,000 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,910,000 | 418,565,000 | 418,849,000 | 428,678,000 |
| Interest-bearing deposits | 412,631,000 | 413,247,000 | 415,130,000 | 424,570,000 |
| Noninterest-bearing deposits | 6,279,000 | 5,318,000 | 3,719,000 | 4,108,000 |
| Equity capital | 90,918,000 | 92,477,000 | 94,542,000 | 95,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 8,675,000 | 12,731,000 | 16,684,000 |
| Interest expense | 805,000 | 1,521,000 | 2,188,000 | 2,852,000 |
| Net interest income | 3,617,000 | 7,154,000 | 10,543,000 | 13,832,000 |
| Noninterest income | -147,000 | 143,000 | 541,000 | 880,000 |
| Noninterest expense | 2,005,000 | 4,209,000 | 6,114,000 | 8,068,000 |
| Provision for loan losses | 1,078,000 | 1,666,000 | 1,759,000 | 2,121,000 |
| Pretax income | 1,325,000 | 2,362,000 | 4,154,000 | 5,469,000 |
| Income tax | 431,000 | 733,000 | 1,320,000 | 1,700,000 |
| Net income | 894,000 | 1,629,000 | 2,834,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,755,000 | 90,491,000 | 91,696,000 | 92,631,000 |
| Total capital | 92,798,000 | 93,549,000 | 94,743,000 | 95,696,000 |
| Risk-weighted assets | 237,894,000 | 238,719,000 | 237,433,000 | 240,159,000 |