Call reports 2011
LISLE SAVINGS BANK — 2011
What LISLE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 522,405,000 | 515,199,000 | 520,318,000 | 523,396,000 |
| Total loans | 309,885,000 | 300,650,000 | 289,082,000 | 275,231,000 |
| Allowance for loan losses | 3,927,000 | 4,507,000 | 4,566,000 | 5,183,000 |
| Securities available for sale | 137,736,000 | 149,351,000 | 148,062,000 | 164,337,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,681,000 | 422,805,000 | 415,512,000 | 417,826,000 |
| Interest-bearing deposits | 424,065,000 | 418,457,000 | 412,559,000 | 412,384,000 |
| Noninterest-bearing deposits | 5,616,000 | 4,348,000 | 2,953,000 | 5,442,000 |
| Equity capital | 86,673,000 | 87,786,000 | 89,949,000 | 90,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,821,000 | 9,717,000 | 14,499,000 | 18,870,000 |
| Interest expense | 1,095,000 | 2,135,000 | 3,117,000 | 4,025,000 |
| Net interest income | 3,726,000 | 7,582,000 | 11,382,000 | 14,845,000 |
| Noninterest income | -408,000 | -789,000 | -854,000 | -601,000 |
| Noninterest expense | 2,000,000 | 4,077,000 | 6,028,000 | 7,967,000 |
| Provision for loan losses | 1,109,000 | 2,752,000 | 3,438,000 | 4,277,000 |
| Pretax income | 98,000 | -147,000 | 951,000 | 2,021,000 |
| Income tax | -45,000 | -221,000 | -24,000 | 301,000 |
| Net income | 143,000 | 74,000 | 975,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,090,000 | 85,773,000 | 88,116,000 | 88,862,000 |
| Total capital | 88,150,000 | 88,775,000 | 91,055,000 | 91,748,000 |
| Risk-weighted assets | 240,950,000 | 235,251,000 | 229,487,000 | 225,041,000 |